Money

The economy may be in dire straits but your bank account need not be—cheap eats are not a thing of the past. In fact, you can tuck into a lunch that’s quick and healthy for less than twenty bucks, even if you work in Auckland CBD.

Bank balance not quite as abundant as you were hoping? Assets looking a bit... non-existent? We feel you—it isn't easy getting your finances in check but in this economy it's especially vital. Here's where to start. 

Left your Christmas shopping a bit, shall we say, fashionably late? This gift edit doubles as a gift for future you—each piece is pretty fun in its own right but they’ll also have you sorted for back to school (or uni) when the new year dawns and it’s time to hit the books.

Instead of dreading your next interview, come prepared with some killer questions that will bump you to the top spot.

A hot topic.

 Make a budget they said, it’ll be fun they said.

We know this is not what you want to hear right now, but the silly season is right around the corner.

Let’s be real, 2020 has been tough on your soul and your wallet. If you were one of the many people who lost their jobs or had their salaries slashed, we feel for you. Rolling into the festive season with events galore and a never ending Christmas shopping list can make you feel a little nauseous when looking at your dwindling bank balance.

If you’ve been on the decluttering bandwagon lately, here’s how to shift your stuff and make bank on online marketplaces.

Heard the term NFT thrown around a lot lately, but have no clue what it means? We get it. Between Bitcoin and Dogecoin and all the other cryptocurrencies, there’s a lot to keep track of in the digital realm. 

If you’ve felt undervalued, overworked and discriminated against in your current job then PepTalkHer's five-day, free challenge is for you.

With the new financial year nearly upon us, many Kiwis are setting resolutions and looking to increase their financial wellness in 2021. This research was commissioned by Afterpay in their endevour to assist kiwis in becoming financially foritifed, and take control of their cashflow this year.

What if we told you that you had a billion dollars to spend? Well, it’s your lucky day, because you already are a billionaire; of heartbeats, at least. We’re all born with about 2.5 BILLION heartbeats to spend over our lifetime. Surely, we’ve got to invest these heartbeats into something meaningful.

When was the last time you sat yourself down and got your financial ducks in a row? The thought of sorting out your finances might give you the ick – but there are serious benefits to setting aside some time to give your money some lovin’, and that’s exactly what a money date is all about. Just you and your bank accounts, spending some quality time together—cute.

Almost all of us struggle with our self-confidence at some point or another. From imposter syndrome to body hang ups, there’s always something standing in our way of stepping into our power. But what if we told you that a lack of self-love could be impacting your finances?

There’s no denying that credit cards can lead to overspending. Research has shown that when you use a credit card for purchases, you spend 14% more than when using cash or a debit card. But, that’s not to say there aren’t ways to tap your plastic responsibly.

Spending on stuff we don’t need is the ultimate thief of joy, but all too often those purchases happen when we’re in a specific emotional state, making it extra tricky to reign it in. Stress, anxiety, comparison, low self-esteem or even plain old boredom—all of these states put us at risk of handing over hard earned cash for a quick fix of dopamine that doesn’t last.

Lacking inspiration for what to do on the weekend? We understand your pain and that’s why we are here—to give you the inspiration to make this weekend the best you’ve had in a while. Sometimes all you need is a little time spent with nature to make you realise the good things in life are right in front of you. 

How is it already the season to be muttering New Year’s resolutions?! In the year that’s felt like it’s lasted for 84 years one moment, and 11 minutes the next, it’s no surprise we’re less than ready to be setting lofty goals for 2021.

Good news, it’s not all about being an influencer.

You don't have to be Addison Rae Easterling for a lucrative career on TikTok.

Save more with less effort? Sounds good to us. Budgeting has a long-standing reputation as the restrictive, boring antithesis to your best life; but what if we told you we’d found a way to save big with less effort? Keener than a Bachelor contestant in a penguin costume? Say hello to budget cycling.

We chatted with investment platform Sharesies, who revealed the five must-know investing terms that’ll not only give you a new dinner table topic to impress your friends with, but also some tricks to get started. It might just be as rewarding than a morning hazelnut FW from Orphan’s Kitchen.

Let's get real, a lot of us see our KiwiSaver as a pesky thief which takes handfuls of our hard-earned paychecks every week, but do we really know why or how this is working for us?

If lockdown was good for one thing it was the new financial habits we seem to have picked up, so we asked a serious suit—aka David McLeish from Kiwisaver provider Fisher Funds—to help us out. 

You may have heard around the traps that stocks are going on the cheap, and while there may be some truth to that, it’s important to get stuck into some research before you plan on doing a Leo in Wolf of Wall Street.

Thanks to the coronavirus outbreak, we’re staring down the barrel of potential periods of self-isolation—so why not earn a little extra dough in between Netflix binges? We’ve rounded up all the ways you can earn money online.

If your 2020 plan is to get on top of your finances, you’re probably trying your hand at this budgeting thing. You know the drill: money comes in, you pay your bills, put some to savings, and the rest is yours for the spending. But what about when that leftover figure looks even bleaker than your Monday desk lunch? Here’s how to squeeze every last buck out of that entertainment budget.

If you’ve googled the combo of “millennial”, “Generation Z” and “money” lately, you’ll know the prediction for our financial future (and the chance of us ever retiring) is pretty bleak. Fortunately, not everyone is believing the hype, including one millennial in particular—Emma Edwards founder of The Broke Generation. In her hugely popular blog, the reformed spender turned finance whiz, is breaking down the taboo topics, debunking money myths and simplifying lingo so people like you and me can one day buy their dream home and still eat that avocado toast. 

To help make sure your New Years resolutions for your bank balance actually happen, Urban List's resident money guru Ben Nash has outlined the top five resolutions you should be making in 2020.

If you’re like most people, you’ve probably been in a situation where you had some intentions around your money but failed to translate them into the results you wanted. It could be spending on an epic summer holiday, buying some new tech gear, or hitting some savings targets to start your new year on the financial front foot. I know I’ve definitely been there…

As we race toward summer and the slew of Christmas party invites roll in, the bank balance can start to get a little low. 

Not all business and career podcasts are made equal. Fact.

Asking your boss for a raise is next-level tricky compared to reminding your housemate to transfer you twenty bucks for the internet. 

So it’s that time of the year. When you need to dig through the shoe box, scroll through your smartphone camera roll, or scour the hard drive for your receipts so you can get your tax sorted. But once you’ve done your return, what do you do with that pile of sweet, sweet cash?