Money

Instead of dreading your next interview, come prepared with some killer questions that will bump you to the top spot.

A hot topic.

 Make a budget they said, it’ll be fun they said.

We know this is not what you want to hear right now, but the silly season is right around the corner.

Let’s be real, 2020 has been tough on your soul and your wallet. If you were one of the many people who lost their jobs or had their salaries slashed, we feel for you. Rolling into the festive season with events galore and a never ending Christmas shopping list can make you feel a little nauseous when looking at your dwindling bank balance.

If you’ve been on the decluttering bandwagon lately, here’s how to shift your stuff and make bank on online marketplaces.

Heard the term NFT thrown around a lot lately, but have no clue what it means? We get it. Between Bitcoin and Dogecoin and all the other cryptocurrencies, there’s a lot to keep track of in the digital realm. 

If you’ve felt undervalued, overworked and discriminated against in your current job then PepTalkHer's five-day, free challenge is for you.

With the new financial year nearly upon us, many Kiwis are setting resolutions and looking to increase their financial wellness in 2021. This research was commissioned by Afterpay in their endevour to assist kiwis in becoming financially foritifed, and take control of their cashflow this year.

What if we told you that you had a billion dollars to spend? Well, it’s your lucky day, because you already are a billionaire; of heartbeats, at least. We’re all born with about 2.5 BILLION heartbeats to spend over our lifetime. Surely, we’ve got to invest these heartbeats into something meaningful.

When was the last time you sat yourself down and got your financial ducks in a row? The thought of sorting out your finances might give you the ick – but there are serious benefits to setting aside some time to give your money some lovin’, and that’s exactly what a money date is all about. Just you and your bank accounts, spending some quality time together—cute.

Almost all of us struggle with our self-confidence at some point or another. From imposter syndrome to body hang ups, there’s always something standing in our way of stepping into our power. But what if we told you that a lack of self-love could be impacting your finances?

There’s no denying that credit cards can lead to overspending. Research has shown that when you use a credit card for purchases, you spend 14% more than when using cash or a debit card. But, that’s not to say there aren’t ways to tap your plastic responsibly.

Spending on stuff we don’t need is the ultimate thief of joy, but all too often those purchases happen when we’re in a specific emotional state, making it extra tricky to reign it in. Stress, anxiety, comparison, low self-esteem or even plain old boredom—all of these states put us at risk of handing over hard earned cash for a quick fix of dopamine that doesn’t last.

If you’ve googled the combo of “millennial”, “Generation Z” and “money” lately, you’ll know the prediction for our financial future (and the chance of us ever retiring) is pretty bleak. Fortunately, not everyone is believing the hype, including one millennial in particular—Emma Edwards founder of The Broke Generation. In her hugely popular blog, the reformed spender turned finance whiz, is breaking down the taboo topics, debunking money myths and simplifying lingo so people like you and me can one day buy their dream home and still eat that avocado toast.