With everyone ready to jet off on big trips and make the most of the world again, you'd think we'd all have this whole savings thing down. But given how whack the cost of living is right now, actually sticking to your savings goals feels harder than ever.
The money comes in and by the time you've chipped off your rent or mortgage, bills, groceries, and endless streaming subscriptions, it feels like you've got nothing left. Maybe you treat yourself to those impulse splurges more often (I'm looking at you Uber Eats), because what's the point in even trying, right?
You might not be able to control how expensive life is, but you can build healthier money habits. And that's where Australia’s largest and highest-rated mobile-only banking app, Up, comes in.
They're out to make hitting your savings goals way more approachable and dare we say fun, with their in-app game Save Up 1000.
Each week the app will nudge you to pick one of a few different amounts to save, from little additions to big deposits. They'll then stash it safely away over the course of a year so you don't spend it. Don't worry, you can always close the challenge if you need to access those funds.
Up leans on gamification tactics like levels, achievements and the ability to challenge your mates to help you actually stick to your goals. Turns out we're all suckers for a good game, because these fun little in-app experiences are proven to work.
So far over 12,000 savers have completed the challenge in full, with 54,000 ‘Upsiders’ currently active in the challenge.
Of those who finished the challenge, 88% said they felt like a better saver than when they first started the challenge, so if you need a little extra push to get back into the swing of things, this could be just the ticket.
Ready to smash your savings goals? Get started here.
Image credit: Supplied
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