If we’re being honest, the only saving plan we have in our lives is for our next holiday—houses, who needs ‘em?!
Since we’re sure we’re not the only ones, we’ve teamed up with Bendigo Bank to bring you this nifty little guide to saving for your next holiday, without having to live off Mi Goreng. You’re welcome!
Find The Nicest Room In The Cheapest Place
Doing a holiday on a small budget can sometimes conjure up images of dilapidated hostel dorm rooms or bed-bug infested lodgings. The good news is that you can actually find a great room for cheap—and it’s way easier than you’d think. Our best tip is to find yourself the nicest room in the cheapest hotel, instead of looking for the cheapest room in the nicest hotel—so, instead of staying in a shoe box at the Hilton, you can live it up in a deluxe room at a less expensive hotel for cheaper.
Pick Somewhere Under The Radar
Finding an affordable room in the Greek islands in peak season is damn near impossible. Instead, why not find a falè right on the beach in Samoa? Cheap, uncrowded, and pretty damn perfect—it’s literal heaven on earth. Need some more under the radar holiday inspo? Check out our hit list for 2018 here and start planning before they get popular.
Bring Back The Piggy Bank
Who remembers the days of saving money by filling up your piggy bank with spare coins and birthday money until one day you crack it open to marvel at your riches? We say bring it back. Set up a piggy bank on your desk and chuck in your spare change from your coffee each morning, or if you want to be a little extra, just put the money you’d spend on a coffee in there each morning and drink a (good quality) instant coffee instead. Easy!
Find Freebies Where You Can
Is there anything better than a freebie? Try to tell us otherwise, we dare you. With a Bendigo Bank Platinum Rewards Mastercard you can score a bunch of free insurances—90 days purchase protection, best price guarantee, extended manufacturer’s warranty and international travel insurance when you purchase the tickets using your card—that means you're saving money on all the necessities in life and leaving money for the fun things—like that second serving of steak frites in Paris. Plus, the benefits still apply to purchases made overseas so you're covered if anything is you purchase on holidays is stolen while you're still living that #Vacay life. Check out the terms and conditions here.
With your card, you’ll also get 1.5 reward points per dollar you spend. Plus, until 31 July you can get an extra 75,000 points just by spending $2,500 in the first three months—aka, booking a flight! The best part? These points can be used on things you’ll actually want, like Flight Centre vouchers, or you can opt for some brand new Ray Bans for your trip.
Pick Your Airports Wisely
Did you know that your flights are actually more expensive based on which airport you’re flying into? It sounds obvious—but this can save you serious cash. If you’re planning a trip to Europe this summer, you can save 15% by flying into Budapest instead of the larger European airports.
Ask The Pilot
Using an online service like I Know The Pilot means you can find cheap AF flights, all the time. Just sign up, enter your email and your preferred nearest airport and get the internet’s best and cheapest flights delivered straight to your inbox. After all, flights are the most expensive part—so once you’ve done them for cheap, your wallet will be loving you.
Find out more about the Bendigo Bank Platinum Rewards Mastercard here. We’ve already got FOMO from the holiday you’re planning.
Editor's note: this article was produced in partnership with Bendigo Bank. Thank you for supporting the sponsors who make The Urban List possible. To read our editorial policy, click here. This article contains general advice only. Readers should seek a trusted professional's advice on financial matters. Mastercard is a registered trademark of Mastercard International Incorporated.
Image credit: via Unsplash